Oregon State Tax on Lottery Winnings
Free Oregon lottery tax calculator for Powerball and Mega Millions. Oregon taxes lottery winnings at 9.90% (top marginal rate).
Current Powerball $516M jackpot, single filer
$112.93M
Actual take-home: 21.9% of what they advertise
What You'd Actually Take Home.
Lottery Tax Calculator for Powerball, Mega Millions, and Every State.
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Standard deduction: $16,100. All lottery income is taxed at your individual rate. This is the most common filing status for winners.
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What to Know Before Claiming a Jackpot in Oregon
Oregon taxes lottery winnings at a top rate of 9.9%, one of the highest, and a jackpot lump sum sits well into that bracket. Privacy recently improved. Under House Bill 3115, effective September 26, 2025, the Oregon Lottery cannot release a winner's name and address without written permission, at any prize level, though it can still name the city, the retailer, the game, and the amount. You have one year from the draw date to claim a Powerball or Mega Millions prize, but only 60 days after you validate the ticket to choose cash instead of the annuity. Oregon Lottery money is split by voters across schools, parks, veterans, and more.
- State tax rate (2026)
- 9.9% top rate, on income over $125,000
- Deadline to claim
- One year from the draw date
- Deadline to choose cash or annuity
- 60 days after you validate the winning ticket at the Lottery
- Anonymity
- Allowed. Since September 26, 2025, the Oregon Lottery may not release a winner's name and address without written authorization. City, retailer, game, and prize amount can still be disclosed
- What proceeds fund
- Voter-directed programs. About 53% of Lottery dollars go to public education and about 15% to state parks and watershed protection, with the rest to economic development, veterans' services, outdoor school, and problem gambling treatment, roughly $887 million in fiscal 2025
Sources: Oregon Dept. of Revenue: Personal Income Tax · Oregon Lottery: Winner Anonymity · Oregon Lottery: You Won! How to Claim Your Prize · Oregon Lottery: $887 Million Transferred Back to State
Oregon Lottery Winnings Tax Overview
The Oregon state tax on lottery winnings is 9.9%, which sits in the upper tier among states that collect a lottery tax. Ranked number 5 out of 41 taxed states, Oregon pulls a meaningful cut from any Powerball or Mega Millions payout before the federal lottery tax applies. The Oregon lottery tax calculator above breaks down every dollar of your potential lump sum prize, from the advertised jackpot to the final after tax number that lands in your account.
How the Oregon Lottery Payout Calculator Works
In Oregon, the lottery payout calculation begins with the lump sum cash option, which equals roughly 45% of the advertised jackpot. The IRS withholds 24% federal lottery tax at the moment of payout, but a Powerball or Mega Millions prize pushes the winner into the 37% top federal bracket, so additional federal tax comes due at filing. On top of that, Oregon taxes lottery winnings at 9.9% of the full lump sum. The lottery payout calculator above runs all of this math for you, using IRS 2026 brackets and the top marginal Oregon lottery tax rate.
How Oregon Compares to Other Lottery Tax States
Oregon's 9.9% lottery tax rate ranks number 5 out of 41 taxed states. States with a higher lottery tax rate than Oregon include New Jersey and Washington DC. States with a lower rate include Minnesota and Maryland. For context, 10 states collect no lottery tax at all, which means a Powerball or Mega Millions winner in one of those states keeps an extra 9.9% of their lump sum compared to a winner in Oregon.
Oregon Lottery Tax FAQs
What is the Oregon state tax on lottery winnings?
Oregon taxes lottery winnings at a top marginal rate of 9.9%. This rate applies to the lump sum cash option from any Powerball or Mega Millions prize, and it is paid in addition to the federal lottery tax of up to 37% at the highest bracket. The lottery tax calculator above shows the exact dollar amount for any current jackpot.
Should I take the lump sum or annuity in Oregon?
Most Powerball and Mega Millions winners choose the lump sum cash option. In Oregon, both options face the same 9.9% state lottery tax rate, but the annuity spreads the tax across 30 years while the lump sum delivers the full cash value now. The lottery payout calculator above shows the lump sum after taxes; the annuity choice is a separate financial decision based on personal goals and investment return assumptions.
Does Oregon withhold tax on a lottery payout before payment?
The IRS withholds 24% federal lottery tax on any lottery prize above $5,000 before the winner ever sees the check. Oregon also withholds state tax at or near the 9.9% top rate at the moment of payout. The remaining federal balance, up to the 37% top bracket, then comes due in April when the winner files a federal return.
Can you stay anonymous if you win the lottery in Oregon?
Yes, since September 26, 2025. House Bill 3115 bars the Oregon Lottery from publicly disclosing a winner's name and address without the winner's written authorization, and it applies at every prize level. The Lottery can still release the city where the winner lives, the store that sold the ticket, the game, and the prize amount. Before that law, a winner's name was a public record.