Idaho State Tax on Lottery Winnings

Free Idaho lottery tax calculator for Powerball and Mega Millions. Idaho taxes lottery winnings at 5.30% (top marginal rate).

Current Powerball $516M jackpot, single filer

$122.71M

Actual take-home: 23.8% of what they advertise

The Best Lottery Tax Calculator

What You'd Actually Take Home.

Lottery Tax Calculator for Powerball, Mega Millions, and Every State.

Pick your game, state, and filing status to see what you'd really keep after taxes.

Advertised jackpot29-yr annuity
$516M
Marketed as $516,000,000.
Almost nobody takes the annuity, and even if you did, the tax math barely changes.
What you actually keepafter taxes
$122,714,243
Lump-sum, in Idaho · Single
23.8% kept · 58.8% cash-option reduction · 17.4% federal + state taxes
StateIdaho
GamePowerball
Filing statusSingle
Single

Standard deduction: $16,100. All lottery income is taxed at your individual rate. This is the most common filing status for winners.

$27,593,957 surprise tax bill due next April. The IRS only withholds 24% upfront, but lottery wins push you into the top 37% bracket. The difference comes out of your pocket when you file, and most winners never see it coming.
You keep 23.8% · $122.7MCash-option reduction 58.8% · $303.4MFederal + state taxes 17.4% · $89.9M
Cash option
41%
$212.6M lump sum
Federal effective
37.0%
$78.6M owed
Idaho tax
5.30%
$11.3M owed
Jackpot odds
1 in 292M
Per single ticket
Itemized breakdown

From Advertised to Deposit, Line by Line.

Every row updates as you change the controls above. Sources cited inline.

Advertised jackpot
Paid as an annuity over 29 years. Fewer than 5% of winners pick this option.Lottery commission
$516,000,000
Lump-sum cash (41%)
The cash value of the annuity, paid as a single check on day one.Lottery cash option
$212,600,000
Federal withholding (24%)
The IRS takes this off the top before you ever see the money.IRS Publication 525
−$51,024,000
Additional federal tax owed in April
Big lottery wins push you into the 37% top bracket. Your effective federal rate is 37.0%. Due April 15.IRS 2026 brackets
−$27,593,957
Idaho state tax (5.3%)
The top state rate applied to the full lump sum.State revenue department
−$11,267,800
What you actually take home
23.78% of the advertised jackpot.Net deposit
$122,714,243
Browse by state

All 50 States + DC, Ranked by Lottery Tax Bite.

10 states · no lottery taxHighest: Hawaii, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, Oregon, Washington DC

Click any tile to see that state's full breakdown. Green = no state lottery tax. Red = top-bracket states.

Alabama
5.00%
PB jackpots won: Not soldMM jackpots won: Not sold
Alabama does not sell Powerball or Mega Millions tickets
Alaska
No tax ✓
PB jackpots won: Not soldMM jackpots won: Not sold
Alaska does not sell Powerball or Mega Millions tickets
Arizona
2.50%
PB jackpots won: 5MM jackpots won: 3
Arkansas
3.90%
PB jackpots won: 2MM jackpots won: 1
California
No tax ✓
PB jackpots won: 17MM jackpots won: 26
California law exempts California Lottery winnings, including Powerball and Mega Millions, from state income tax
Colorado
4.40%
PB jackpots won: 2MM jackpots won: 0
Connecticut
6.99%
PB jackpots won: 3MM jackpots won: 0
Delaware
6.60%
PB jackpots won: 4MM jackpots won: 0
Delaware allows lottery winners to claim any prize anonymously (state law since 1988), one of the few states to do so
Florida
No tax ✓
PB jackpots won: 17MM jackpots won: 6
Georgia
4.99%
PB jackpots won: 5MM jackpots won: 6
Georgia reduced its flat income tax rate to 4.99% for 2026
Hawaii
11.00%
PB jackpots won: Not soldMM jackpots won: Not sold
Hawaii does not sell Powerball or Mega Millions tickets
Idaho
5.30%
PB jackpots won: 0MM jackpots won: 1
Illinois
4.95%
PB jackpots won: 3MM jackpots won: 12
Indiana
2.95%
PB jackpots won: 4MM jackpots won: 2
Iowa
3.80%
PB jackpots won: 3MM jackpots won: 0
Kansas
5.58%
PB jackpots won: 3MM jackpots won: 1
Kentucky
3.50%
PB jackpots won: 2MM jackpots won: 0
Louisiana
3.00%
PB jackpots won: 4MM jackpots won: 0
Maine
9.15%
PB jackpots won: 0MM jackpots won: 1
Includes the 2% surtax on income over $1M, effective 2026 (LD 2212); a jackpot lump sum clears that threshold
Maryland
9.50%
PB jackpots won: 3MM jackpots won: 4
6.5% state top rate for 2026 plus 2.25% to 3.30% local county income tax; the Lottery withholds 9.5% from residents and 8.75% from non-residents
Massachusetts
9.00%
PB jackpots won: 4MM jackpots won: 4
Includes the 4% surtax on income over $1M (the "millionaire tax")
Michigan
4.25%
PB jackpots won: 6MM jackpots won: 9
Minnesota
9.85%
PB jackpots won: 2MM jackpots won: 1
Mississippi
4.00%
PB jackpots won: 0MM jackpots won: 0
Missouri
4.70%
PB jackpots won: 7MM jackpots won: 2
Montana
5.65%
PB jackpots won: 1MM jackpots won: 0
Nebraska
4.55%
PB jackpots won: 1MM jackpots won: 0
Nevada
No tax ✓
PB jackpots won: Not soldMM jackpots won: Not sold
Nevada does not sell Powerball or Mega Millions tickets
New Hampshire
No tax ✓
PB jackpots won: 2MM jackpots won: 1
New Jersey
10.75%
PB jackpots won: 12MM jackpots won: 10
New Mexico
5.90%
PB jackpots won: 0MM jackpots won: 0
New York
10.90%
PB jackpots won: 13MM jackpots won: 23
NYC residents owe ~3.88% additional city tax
North Carolina
3.99%
PB jackpots won: 4MM jackpots won: 2
North Dakota
2.50%
PB jackpots won: 0MM jackpots won: 0
Ohio
2.75%
PB jackpots won: 5MM jackpots won: 8
Oklahoma
4.50%
PB jackpots won: 0MM jackpots won: 0
Oregon
9.90%
PB jackpots won: 3MM jackpots won: 0
Pennsylvania
3.07%
PB jackpots won: 7MM jackpots won: 3
Rhode Island
5.99%
PB jackpots won: 2MM jackpots won: 1
South Carolina
5.21%
PB jackpots won: 1MM jackpots won: 1
Top rate cut to 5.21% for 2026 (H.4216), down from 6%
South Dakota
No tax ✓
PB jackpots won: 0MM jackpots won: 0
Tennessee
No tax ✓
PB jackpots won: 6MM jackpots won: 2
Texas
No tax ✓
PB jackpots won: 4MM jackpots won: 7
Utah
4.50%
PB jackpots won: Not soldMM jackpots won: Not sold
Utah does not sell Powerball or Mega Millions tickets
Vermont
8.75%
PB jackpots won: 1MM jackpots won: 0
Virginia
5.75%
PB jackpots won: 2MM jackpots won: 4
Washington
No tax ✓
PB jackpots won: 2MM jackpots won: 3
Washington DC
10.75%
PB jackpots won: 0MM jackpots won: 0
West Virginia
4.58%
PB jackpots won: 2MM jackpots won: 0
Top rate cut ~5% to 4.58% for 2026 (SB 392), retroactive to Jan 1
Wisconsin
7.65%
PB jackpots won: 4MM jackpots won: 1
Wyoming
No tax ✓
PB jackpots won: 0MM jackpots won: 0
Top marginal state lottery tax rates · 2026 · Source: state revenue departments + Tax Foundation
Jackpot-winning tickets sold since Jan. 31, 2010. Snapshot through Aug. 13, 2026. Raw totals do not account for population, ticket sales, or participation start dates.

What to Know Before Claiming a Jackpot in Idaho

Idaho taxes lottery winnings at a flat 5.3%. Winner privacy is not an option here. Idaho Public Records Law requires the Lottery to release a winner's name, prize amount, and town of residence to anyone who asks. Proceeds fund school buildings rather than general classroom budgets. Most of the Lottery dividend goes to the School Facilities Fund, which every district receives based on enrollment to pay down voter-approved school bonds and levies. You have 180 days to claim the prize.

State tax rate (2026)
5.3% flat state income tax
Deadline to claim
180 days from the draw date
Anonymity
Not available. Idaho Public Records Law requires the Lottery to release the winner's name, prize amount, and town of residence to anyone who requests it
What proceeds fund
The School Facilities Fund, paying down voter-approved school district bonds and levies, plus the state Permanent Building Fund

Sources: Idaho State Tax Commission: What's New for 2025 · Idaho Lottery: Claim Winnings · Idaho Lottery: Where the Money Goes

Idaho Lottery Winnings Tax Overview

The Idaho state tax on lottery winnings is 5.3%, a moderate rate near the middle of the 41 states that tax lottery payouts. Idaho ranks number 19 in that group. If you win a Powerball or Mega Millions prize in Idaho, the federal lottery tax of up to 37% applies on top of the state rate, and both reduce your lump sum cash option before the money ever reaches you. The Idaho lottery tax calculator above runs the full math for the current jackpot.

How the Idaho Lottery Payout Calculator Works

In Idaho, the lottery payout calculation begins with the lump sum cash option, which equals roughly 45% of the advertised jackpot. The IRS withholds 24% federal lottery tax at the moment of payout, but a Powerball or Mega Millions prize pushes the winner into the 37% top federal bracket, so additional federal tax comes due at filing. On top of that, Idaho taxes lottery winnings at 5.3% of the full lump sum. The lottery payout calculator above runs all of this math for you, using IRS 2026 brackets and the top marginal Idaho lottery tax rate.

How Idaho Compares to Other Lottery Tax States

Idaho's 5.3% lottery tax rate ranks number 19 out of 41 taxed states. States with a higher lottery tax rate than Idaho include Montana and Kansas. States with a lower rate include South Carolina and Alabama. For context, 10 states collect no lottery tax at all, which means a Powerball or Mega Millions winner in one of those states keeps an extra 5.3% of their lump sum compared to a winner in Idaho.

Idaho Lottery Tax FAQs

What is the Idaho state tax on lottery winnings?

Idaho taxes lottery winnings at a top marginal rate of 5.3%. This rate applies to the lump sum cash option from any Powerball or Mega Millions prize, and it is paid in addition to the federal lottery tax of up to 37% at the highest bracket. The lottery tax calculator above shows the exact dollar amount for any current jackpot.

Should I take the lump sum or annuity in Idaho?

Most Powerball and Mega Millions winners choose the lump sum cash option. In Idaho, both options face the same 5.3% state lottery tax rate, but the annuity spreads the tax across 30 years while the lump sum delivers the full cash value now. The lottery payout calculator above shows the lump sum after taxes; the annuity choice is a separate financial decision based on personal goals and investment return assumptions.

Does Idaho withhold tax on a lottery payout before payment?

The IRS withholds 24% federal lottery tax on any lottery prize above $5,000 before the winner ever sees the check. Idaho also withholds state tax at or near the 5.3% top rate at the moment of payout. The remaining federal balance, up to the 37% top bracket, then comes due in April when the winner files a federal return.

Can you stay anonymous if you win the lottery in Idaho?

No. Under Idaho Public Records Law, the Lottery is required to release a winner's name, prize amount, and town of residence to any member of the public or press who requests it. There is no exception for large prizes, so an Idaho jackpot winner should plan for their identity to become public once the prize is claimed.

Related State Lottery Tax Guides

More Lottery Math Tools