New Hampshire State Tax on Lottery Winnings

Free New Hampshire lottery tax calculator for Powerball and Mega Millions. New Hampshire has no state income tax on lottery winnings, but you still owe federal.

Current Powerball $516M jackpot, single filer

$133.98M

Actual take-home: 26.0% of what they advertise

The Best Lottery Tax Calculator

What You'd Actually Take Home.

Lottery Tax Calculator for Powerball, Mega Millions, and Every State.

Pick your game, state, and filing status to see what you'd really keep after taxes.

Advertised jackpot29-yr annuity
$516M
Marketed as $516,000,000.
Almost nobody takes the annuity, and even if you did, the tax math barely changes.
What you actually keepafter taxes
$133,982,043
Lump-sum, in New Hampshire · Single
26.0% kept · 58.8% cash-option reduction · 15.2% federal + state taxes
StateNew Hampshire
GamePowerball
Filing statusSingle
Single

Standard deduction: $16,100. All lottery income is taxed at your individual rate. This is the most common filing status for winners.

$27,593,957 surprise tax bill due next April. The IRS only withholds 24% upfront, but lottery wins push you into the top 37% bracket. The difference comes out of your pocket when you file, and most winners never see it coming.
You keep 26.0% · $134.0MCash-option reduction 58.8% · $303.4MFederal + state taxes 15.2% · $78.6M
Cash option
41%
$212.6M lump sum
Federal effective
37.0%
$78.6M owed
New Hampshire tax
0%
No state tax
Jackpot odds
1 in 292M
Per single ticket
Itemized breakdown

From Advertised to Deposit, Line by Line.

Every row updates as you change the controls above. Sources cited inline.

Advertised jackpot
Paid as an annuity over 29 years. Fewer than 5% of winners pick this option.Lottery commission
$516,000,000
Lump-sum cash (41%)
The cash value of the annuity, paid as a single check on day one.Lottery cash option
$212,600,000
Federal withholding (24%)
The IRS takes this off the top before you ever see the money.IRS Publication 525
−$51,024,000
Additional federal tax owed in April
Big lottery wins push you into the 37% top bracket. Your effective federal rate is 37.0%. Due April 15.IRS 2026 brackets
−$27,593,957
New Hampshire state tax (0%)
No state income tax on lottery winnings. This is one of the no-tax states.State revenue department
$0
What you actually take home
25.97% of the advertised jackpot.Net deposit
$133,982,043
Browse by state

All 50 States + DC, Ranked by Lottery Tax Bite.

10 states · no lottery taxHighest: Hawaii, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, Oregon, Washington DC

Click any tile to see that state's full breakdown. Green = no state lottery tax. Red = top-bracket states.

Alabama
5.00%
PB jackpots won: Not soldMM jackpots won: Not sold
Alabama does not sell Powerball or Mega Millions tickets
Alaska
No tax ✓
PB jackpots won: Not soldMM jackpots won: Not sold
Alaska does not sell Powerball or Mega Millions tickets
Arizona
2.50%
PB jackpots won: 5MM jackpots won: 3
Arkansas
3.90%
PB jackpots won: 2MM jackpots won: 1
California
No tax ✓
PB jackpots won: 17MM jackpots won: 26
California law exempts California Lottery winnings, including Powerball and Mega Millions, from state income tax
Colorado
4.40%
PB jackpots won: 2MM jackpots won: 0
Connecticut
6.99%
PB jackpots won: 3MM jackpots won: 0
Delaware
6.60%
PB jackpots won: 4MM jackpots won: 0
Delaware allows lottery winners to claim any prize anonymously (state law since 1988), one of the few states to do so
Florida
No tax ✓
PB jackpots won: 17MM jackpots won: 6
Georgia
4.99%
PB jackpots won: 5MM jackpots won: 6
Georgia reduced its flat income tax rate to 4.99% for 2026
Hawaii
11.00%
PB jackpots won: Not soldMM jackpots won: Not sold
Hawaii does not sell Powerball or Mega Millions tickets
Idaho
5.30%
PB jackpots won: 0MM jackpots won: 1
Illinois
4.95%
PB jackpots won: 3MM jackpots won: 12
Indiana
2.95%
PB jackpots won: 4MM jackpots won: 2
Iowa
3.80%
PB jackpots won: 3MM jackpots won: 0
Kansas
5.58%
PB jackpots won: 3MM jackpots won: 1
Kentucky
3.50%
PB jackpots won: 2MM jackpots won: 0
Louisiana
3.00%
PB jackpots won: 4MM jackpots won: 0
Maine
9.15%
PB jackpots won: 0MM jackpots won: 1
Includes the 2% surtax on income over $1M, effective 2026 (LD 2212); a jackpot lump sum clears that threshold
Maryland
9.50%
PB jackpots won: 3MM jackpots won: 4
6.5% state top rate for 2026 plus 2.25% to 3.30% local county income tax; the Lottery withholds 9.5% from residents and 8.75% from non-residents
Massachusetts
9.00%
PB jackpots won: 4MM jackpots won: 4
Includes the 4% surtax on income over $1M (the "millionaire tax")
Michigan
4.25%
PB jackpots won: 6MM jackpots won: 9
Minnesota
9.85%
PB jackpots won: 2MM jackpots won: 1
Mississippi
4.00%
PB jackpots won: 0MM jackpots won: 0
Missouri
4.70%
PB jackpots won: 7MM jackpots won: 2
Montana
5.65%
PB jackpots won: 1MM jackpots won: 0
Nebraska
4.55%
PB jackpots won: 1MM jackpots won: 0
Nevada
No tax ✓
PB jackpots won: Not soldMM jackpots won: Not sold
Nevada does not sell Powerball or Mega Millions tickets
New Hampshire
No tax ✓
PB jackpots won: 2MM jackpots won: 1
New Jersey
10.75%
PB jackpots won: 12MM jackpots won: 10
New Mexico
5.90%
PB jackpots won: 0MM jackpots won: 0
New York
10.90%
PB jackpots won: 13MM jackpots won: 23
NYC residents owe ~3.88% additional city tax
North Carolina
3.99%
PB jackpots won: 4MM jackpots won: 2
North Dakota
2.50%
PB jackpots won: 0MM jackpots won: 0
Ohio
2.75%
PB jackpots won: 5MM jackpots won: 8
Oklahoma
4.50%
PB jackpots won: 0MM jackpots won: 0
Oregon
9.90%
PB jackpots won: 3MM jackpots won: 0
Pennsylvania
3.07%
PB jackpots won: 7MM jackpots won: 3
Rhode Island
5.99%
PB jackpots won: 2MM jackpots won: 1
South Carolina
5.21%
PB jackpots won: 1MM jackpots won: 1
Top rate cut to 5.21% for 2026 (H.4216), down from 6%
South Dakota
No tax ✓
PB jackpots won: 0MM jackpots won: 0
Tennessee
No tax ✓
PB jackpots won: 6MM jackpots won: 2
Texas
No tax ✓
PB jackpots won: 4MM jackpots won: 7
Utah
4.50%
PB jackpots won: Not soldMM jackpots won: Not sold
Utah does not sell Powerball or Mega Millions tickets
Vermont
8.75%
PB jackpots won: 1MM jackpots won: 0
Virginia
5.75%
PB jackpots won: 2MM jackpots won: 4
Washington
No tax ✓
PB jackpots won: 2MM jackpots won: 3
Washington DC
10.75%
PB jackpots won: 0MM jackpots won: 0
West Virginia
4.58%
PB jackpots won: 2MM jackpots won: 0
Top rate cut ~5% to 4.58% for 2026 (SB 392), retroactive to Jan 1
Wisconsin
7.65%
PB jackpots won: 4MM jackpots won: 1
Wyoming
No tax ✓
PB jackpots won: 0MM jackpots won: 0
Top marginal state lottery tax rates · 2026 · Source: state revenue departments + Tax Foundation
Jackpot-winning tickets sold since Jan. 31, 2010. Snapshot through Aug. 13, 2026. Raw totals do not account for population, ticket sales, or participation start dates.

What to Know Before Claiming a Jackpot in New Hampshire

New Hampshire has no income tax, and the last piece, the tax on interest and dividends, was repealed at the start of 2025, so a jackpot winner here owes only federal tax. Privacy is not automatic. The Lottery's practice is to release winners' names and hometowns, keeping only details like street address and Social Security number confidential. One winner did keep her name private: in 2018 a $559.7 million Powerball winner claimed through a trust and won a court ruling that naming her would be an invasion of privacy, but that took a lawsuit. You have one year to claim, and every dollar of Lottery profit goes to public education.

State tax rate (2026)
None. New Hampshire has no income tax on lottery winnings, and its interest and dividends tax was repealed effective 2025
Deadline to claim
One year from the drawing date
Anonymity
Not by default. The Lottery's practice is to release winners' names and hometowns. A 2018 Powerball winner claimed through a trust and won a court order shielding her name, but that required litigation
Where jackpots are claimed
At New Hampshire Lottery headquarters, 14 Integra Drive, Concord, in person or by mail
What proceeds fund
Public education. By statute since 1964 all New Hampshire Lottery net profit goes to state aid to education, more than $3 billion to date

Sources: New Hampshire Dept. of Revenue Administration: Repeal of NH Interest and Dividends Tax · New Hampshire Lottery: How to Claim a Prize · New Hampshire Lottery: Financial Reports · New Hampshire Lottery: Surpasses $3 Billion in Contributions to Public Education

New Hampshire Lottery Winnings Tax Overview

The New Hampshire state tax on lottery winnings is 0%. Winning a Powerball or Mega Millions jackpot in New Hampshire is one of the most tax friendly outcomes any lottery winner can hope for. New Hampshire does not collect state income tax on lottery winnings, joining 9 other no tax states such as Alaska, California, and Florida. The federal lottery tax still applies, but no additional New Hampshire state tax comes out of your lump sum cash option. The New Hampshire lottery tax calculator above shows your real take home for the current jackpot.

How the New Hampshire Lottery Payout Calculator Works

For a New Hampshire resident who wins Powerball or Mega Millions, the lottery payout calculation starts with the lump sum cash option, which equals roughly 45% of the advertised jackpot. The IRS withholds 24% federal lottery tax at the source on the day of payout. At tax filing, the rest of the federal tax kicks in because lottery winnings push the winner into the top 37% bracket. Since New Hampshire does not collect state income tax on lottery winnings, the final take home equals the lump sum minus the full federal lottery tax, with no additional state withholding line.

How New Hampshire Compares to Other Lottery Tax States

New Hampshire sits alongside 9 other no tax states for lottery winners: Alaska, California, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. Compared to high tax states like New York or New Jersey, where lottery winners can lose more than 10% of their lump sum to the state tax line alone, New Hampshire leaves the entire lump sum, after the federal lottery tax, in the winner's hands. This makes New Hampshire one of the most favorable jurisdictions in the country to claim a Powerball or Mega Millions prize.

New Hampshire Lottery Tax FAQs

Does New Hampshire tax lottery winnings?

No. New Hampshire does not collect state income tax on lottery winnings. Powerball and Mega Millions winners in New Hampshire only owe the federal lottery tax, which can reach 37% at the top bracket. The lump sum cash option arrives without any New Hampshire withholding line on top of the federal portion.

Should I take the lump sum or annuity in New Hampshire?

Most Powerball and Mega Millions winners choose the lump sum cash option. In New Hampshire, neither choice changes the state tax bill because New Hampshire does not tax lottery winnings. The lottery payout calculator above shows the lump sum after taxes; the annuity choice is a separate financial decision based on personal goals and investment return assumptions.

Does New Hampshire withhold tax on a lottery payout before payment?

The IRS withholds 24% federal lottery tax on any lottery prize above $5,000 before the winner ever sees the check. New Hampshire adds no state withholding line because New Hampshire does not tax lottery winnings, so the only further federal balance comes due in April when the winner files a federal return.

Can you stay anonymous if you win the lottery in New Hampshire?

Not without effort. The New Hampshire Lottery's stated practice is to release the names and hometowns of winners, while keeping details like street address, phone number, and Social Security number confidential. In 2018 the winner of a $559.7 million Powerball prize claimed it through the Good Karma Family 2018 Nominee Trust and persuaded a judge that publishing her name would be an invasion of privacy, but that outcome required a lawsuit.

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