Missouri State Tax on Lottery Winnings
Free Missouri lottery tax calculator for Powerball and Mega Millions. Missouri taxes lottery winnings at 4.70% (top marginal rate).
Current Powerball $516M jackpot, single filer
$123.99M
Actual take-home: 24.0% of what they advertise
What You'd Actually Take Home.
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Standard deduction: $16,100. All lottery income is taxed at your individual rate. This is the most common filing status for winners.
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What to Know Before Claiming a Jackpot in Missouri
Missouri taxes lottery winnings at a flat 4.7%, and the state takes an unusual approach to privacy. Since August 2021, Missouri law flips the default: a winner's name is not published unless the winner gives written consent. Most states require a request to stay private. Missouri requires a request to be named. You have 180 days to claim the prize, and Powerball or Mega Millions jackpots must be claimed in person at Lottery headquarters in Jefferson City. Every dollar of Missouri Lottery proceeds is constitutionally earmarked for public education.
- State tax rate (2026)
- 4.7% flat state income tax
- Deadline to claim
- 180 days from the draw date
- Anonymity
- Automatic by default. A winner's name is withheld unless the winner gives written consent to publish it
- Where jackpots are claimed
- In person at Missouri Lottery headquarters in Jefferson City for Powerball, Mega Millions, and Cash4Life top prizes
- What proceeds fund
- Public education. All Lottery proceeds are constitutionally earmarked for schools, about 4% of the state's total education funding
Sources: Missouri Dept. of Revenue: 2026 Withholding Formula · Missouri Lottery: Claiming Prizes · Missouri Lottery: Where the Money Goes
Missouri Lottery Winnings Tax Overview
The Missouri state tax on lottery winnings is 4.7%, a moderate rate near the middle of the 41 states that tax lottery payouts. Missouri ranks number 24 in that group. If you win a Powerball or Mega Millions prize in Missouri, the federal lottery tax of up to 37% applies on top of the state rate, and both reduce your lump sum cash option before the money ever reaches you. The Missouri lottery tax calculator above runs the full math for the current jackpot.
How the Missouri Lottery Payout Calculator Works
In Missouri, the lottery payout calculation begins with the lump sum cash option, which equals roughly 45% of the advertised jackpot. The IRS withholds 24% federal lottery tax at the moment of payout, but a Powerball or Mega Millions prize pushes the winner into the 37% top federal bracket, so additional federal tax comes due at filing. On top of that, Missouri taxes lottery winnings at 4.7% of the full lump sum. The lottery payout calculator above runs all of this math for you, using IRS 2026 brackets and the top marginal Missouri lottery tax rate.
How Missouri Compares to Other Lottery Tax States
Missouri's 4.7% lottery tax rate ranks number 24 out of 41 taxed states. States with a higher lottery tax rate than Missouri include Georgia and Illinois. States with a lower rate include West Virginia and Nebraska. For context, 10 states collect no lottery tax at all, which means a Powerball or Mega Millions winner in one of those states keeps an extra 4.7% of their lump sum compared to a winner in Missouri.
Missouri Lottery Tax FAQs
What is the Missouri state tax on lottery winnings?
Missouri taxes lottery winnings at a top marginal rate of 4.7%. This rate applies to the lump sum cash option from any Powerball or Mega Millions prize, and it is paid in addition to the federal lottery tax of up to 37% at the highest bracket. The lottery tax calculator above shows the exact dollar amount for any current jackpot.
Should I take the lump sum or annuity in Missouri?
Most Powerball and Mega Millions winners choose the lump sum cash option. In Missouri, both options face the same 4.7% state lottery tax rate, but the annuity spreads the tax across 30 years while the lump sum delivers the full cash value now. The lottery payout calculator above shows the lump sum after taxes; the annuity choice is a separate financial decision based on personal goals and investment return assumptions.
Does Missouri withhold tax on a lottery payout before payment?
The IRS withholds 24% federal lottery tax on any lottery prize above $5,000 before the winner ever sees the check. Missouri also withholds state tax at or near the 4.7% top rate at the moment of payout. The remaining federal balance, up to the 37% top bracket, then comes due in April when the winner files a federal return.
Can you stay anonymous if you win the lottery in Missouri?
Yes, and it works differently than in most states. Under Missouri law, a Lottery winner's name is not published unless the winner gives written consent to release it. That means privacy is the default, and the winner has to opt in to public recognition rather than opt out of it, which is the reverse of how most other states handle it.